Senior citizens getting pension will get that money in their bank accounts without disruption only if they submit life certificates every year. Though the procedures have been simplified, most pensioners face difficulties in giving life certificates each year. As a continuation of certificates on paper, such as shares and insurance policies, going digital, life certificates, which pensioners have to submit each year, can now be submitted in electronic format. Jeevan Pramaan, which is being implemented as part of Digital India initiative, will bring the benefit of technology into the life of pensioners.
In the pension distribution system, people have to appear in person before authorities and submit life certificates. Jeevan Pramaan is a system to give electronic life certificates to people who have Aadhaar cards without these difficult procedures. Institutions distributing pension, like banks, will accept Jeevan Pramaan digital life certificate as an official document and ensure disbursal of pension without disruption.
People can register for digital life certificates using Jeevan Pramaan application that can be downloaded to personal computers, Android smartphones and tablets. The app is available on the central government’s Jeevan Pramaan website. During registration, pension payment order number and bank details, including account number, mobile number and Aadhaar number have to be submitted along with name. Finger prints can be recorded by connecting a finger print scanner to the phone. Guidelines to operate such equipment and driver software are available on the website. For people who do not have these facilities, arrangements have been made at service centres throughout the country to record finger prints.
After attesting the veracity of the recorded finger print by comparing it with the finger print in Aadhaar records, a digital life certificate will be issued immediately. Life certificates with special identification numbers will be available in the electronic database of Jeevan Pramaan repositories so that banks distributing pension can check them any time.
Pensioners can download digital life certificates in formats that can be printed easily to computers and phones. Instead of submitting paper certificates, ID numbers of Jeevan Pramaan life certificates can be sent to banks via SMS from mobile phones. Since personal information, including finger prints, is compared with similar data in Aadhaar documents to ensure the identity of the person, digital life certificates are tamper-proof.
This way, money will reach the real pensioner. Through digital life certificates, pensioners living in faraway places, especially abroad, can avoid going to banks to give life certificates. People getting pension from Kerala government too can utilise Jeevan Pramaan digital life certificates. Facilities to record finger prints have been arranged in about 30 district treasuries in Kerala.